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Robin Rich is an expert author and has more then 5 years of experience in writing telecommunication and mobile articles. To know more about 0 Balance Transfer Credit Cards and the Road to Debt-Free Finances Finance Articles | June 7, 2011 If you're hunting around for 0 balance transfer credit cards then presumably you have some high-interest debts that you would like to consolidate on to one card at a low introductory interest rat...
If you're hunting around for 0 balance transfer credit cards then presumably you have some high-interest debts that you would like to consolidate on to one card at a low introductory interest rate.
If this is you cheap onitsuka tiger mexico mid runner , then it can make a lot of sense to do this. Interest payments that have spiraled out of control are no laughing matter and they can affect people for years of their lives while they try to get them under control. Often the interest payments end up dwarfing the initial debt and then you enter into a debt spiral that can be difficult to dig yourself out of.
If you are in real financial trouble then you can seek some free governmental financial advice. Another path you may want to try is the 0 balance transfer credit cards which are designed to offer a zero rate of interest for a limited period of time ? usually 6 or 12 months ? during which there will be no extra interest incurred. So you can pay off all the other high interest debts you have with the one new card and you will pay no additional interest for that period. If you are realistic and disciplined this set up can enable you to clear the new principal debt without having to also cover an extra 15 or 20% in interest each month, potentially saving you large amounts in interest payments and putting you in a better position to clear the total debt.
If you use these 0 balance transfer credit cards to clear debt then you are being financially smart. If you are not disciplined enough financially to be able to do this then the truth is that they can drag you into more trouble. Making new purchases may attract a high interest rate; also, if you don?t clear the balance transfer amount in the specified time, the cash advance rate (over 20%) may be applied to remaining debt which can put you into the same situation of high interest payments that you were trying to escape from. It is called a "cycle of debt" for a reason ? you go round and round!
Debt-free finances is possible but it takes planning, budgeting cheap asics gel nimbus 19 , working within spending limits and keeping an eye on statements and agreement periods. If you are not the sort of person to be able to budget your finances well, check monthly bank statements or to take much notice of when the balance transfer period expires then either take steps to remedy that or don?t consider one of these types of cards.
For more information regarding 0 balance transfer credit cards, low interest rate credit cards and credit card deals, please visit: www.lowerbills.au
How's the real estate marketing doing? Is the huge jump in home prices that is evident in some areas symptoms of a value bubble? Good questions, yes?
Two things to keep in mind when surveying the market:
Here in Arizona some residential areas have seen as much as a 30% jump in value in the last 8 to 12 months. The word about increasing Arizona home values has spread across the country. We recently sold a home to an out of state buyer who never looked at the property. His agent is just buying homes, because the buyer is sure prices will continue to escalate.